Rule Book Benefits

2.1.1 A full member, as set out in Rule C. 2.3, shall be entitled to:

a) Death Benefit;
b) Accident Benefit;
c) Fatal Accident Benefit;

and any other benefits determined from time to time by the National Executive Council in accordance with the conditions detailed below.

2.1.2 Benefits are available as an entitlement to all members who are not in arrears with their subscriptions and satisfy the qualifications for benefit detailed below but are otherwise available at the absolute discretion of the National Executive Council. Members receiving benefit shall continue to pay subscriptions to the Union, unless otherwise decided by the National Executive Council.

2.1.3 For the purpose of establishing qualifications for benefit, completed continuous years of membership of either COHSE, NALGO or NUPE as well as UNISON shall be counted as reckonable membership.

2.1.4 Only one rule book benefit will be paid in respect of any one accident, illness or death. This will be the rule book benefit with the highest monetary value.

2.1.5 The rule book benefit rates will be monitored and reviewed on a regular basis.

2.2 BENEFITS OF RETIRED MEMBERS

Retired members are not entitled to the benefits of full membership with the exception of those listed in Schedule B para 2.6.4(iv). A retired member shall be entitled to apply to UNISON Welfare for assistance at times of need.

*2.3 BENEFITS OF MEMBERS IN EDUCATION

A member, undertaking a course of training or study, shall be entitled to the benefits of full membership as set out in Schedule B Rule 1 above with the exception of holding office. Persons in this category of membership shall not be entitled to hold any office in the Union.

66 SCHEDULE B: MEMBERS’ BENEFITS – UNISON RULES 2019

2.4 APPLICATIONS FOR BENEFIT

Applications for a benefit or benefits shall be made in a manner prescribed by the National Executive Council. It shall be the duty of the member or her/his representatives, to supply any documentation or evidence required by the National Executive Council in support of the claim.

2.5 DISCRETION OF NATIONAL EXECUTIVE COUNCIL

The General Secretary has the power to act for the National Executive Council in exercising its discretion in respect of benefits at all times, subject to reporting any action to the National Executive Council as soon as it is reasonably practicable.

*2.6 DEATH BENEFIT

2.6.1 Qualification

(i) Membership for at least 4 weeks prior to death
(ii) No arrears of contribution.

*2.6.2 Entitlement

As from 1 July 2019 the death benefit shall be:

Completed years of continued membership Amount
Under 5 years £142.50
Over 5 and less than 15 £285.00
Over 15 and less than 25 £423.50
Over 25 £570.00

2.6.3 Retail Price Index

The above benefit will rise in line with the Retail Price Index (RPI) immediately after the National Delegate Conference each year. However if the RPI falls into a minus percentage the above benefit will not be reduced.

2.6.4 Conditions

(i) The death must occur whilst the member is in full membership.
(ii) The death benefit must be claimed within 12 months of the death by the personal representative of the deceased.
(iii) The benefit will be paid to the partner of the deceased; if no surviving partner, to any dependant or dependants of the deceased in equal shares; if none, to the estate of the deceased.
(iv) Ex members of NUPE who retire after 1 July 1993 and hold five years service will have their entitlement to death benefit protected providing they maintain retired member status.

*2.7 ACCIDENT BENEFIT

2.7.1 Qualification

Membership for at least 4 weeks prior to suffering the accident on which the claim is based.

UNISON RULES 2019 – SCHEDULE B: MEMBERS’ BENEFITS 67

*2.7.2 Entitlement

£4.70 per day, £23.50 per week maximum during the whole period in which the member is unable to work by reason of the accident up to a maximum of 30 days or £141.00 in any calendar year.

2.7.3 Retail Price Index

The above benefit will rise in line with the Retail Price Index (RPI) immediately after the National Delegate Conference each year. However if the RPI falls into a minus percentage the above benefit will not be reduced.

2.7.4 Conditions

The accident must happen in the course of the member’s  employment, or whilst travelling to or from work or upon Union business.

*2.8 FATAL ACCIDENT BENEFIT

2.8.1 Qualification

Membership for at least 4 weeks prior to suffering the accident on which the claim is based.

*2.8.2 Entitlement

Completed years of continued membership Amount
Under 5 years 2,500.00 £2,500.00
Over 5 and less than 15 5,000.00 £5,000.00
Over 15 and less than 25 7,500.00 £7,500.00
Over 25 10,000.00 £10,000.00

2.8.3 Retail Price Index

The above benefit will rise in line with the Retail Price Index (RPI) immediately after the National Delegate Conference each year. However if the RPI falls into a minus percentage the above benefit will not be reduced.

2.8.4 Conditions

(i) The fatal accident must happen in the course of the member’s employment, or whilst travelling to or from work or upon Union business.
(ii) The member must be survived by a partner, or at least one dependant.
(iii) Only one sum shall be paid: if more than one person is entitled under the Rule, the sum shall be paid to the surviving partner; or if there is no surviving partner, to the dependant or dependants of the deceased in equal shares.

2.9 MAXIMUM SUM ASSURABLE

The union shall not have the power to assure for any personal provident benefits amounting to more than £4,000 per annum by way of a gross sum of £825 per annum by way of annuity.

You can download the Claim Forms & Guidance Notes for all of the above benefits below.

Death Benefit Claim Form 2022

Fatal Accident Claim Form 2022

Accident Benefit Claim Form 2022